A guide to commuting between Toronto and New York for business

commuting between Toronto and New York

In many households across the U.S. and Canada, people travel long distances to work. In some cases though, they have to travel even further to get to their place of business. Workers deal with traveling such distances and find ways to prevent this travel from straining their personal and professional lives.

Two of the two largest cities which people travel between for business are New York City (and surrounding areas like Staten Island) and Toronto. Many of the tips which people follow to commute between large cities for business are the same for traveling between these two metropolises. Read on for a guide to commuting between Toronto and New York for business.

Banks

One of the things to consider is that as you travel between two different cities for work, you’ll need to have a way to spend money and store it. You’ll want to find an online bank, credit union, or brick-and-mortar financial institutions which will help you access your money with no problems. Start looking into Canadian online banks or financial institutions that offer easy access to bank accounts. Some of the most recognizable Canadian banks include EQ Bank, Scotiabank, Wealthsimple, and Tangerine Bank. There are online sites, like Wealth Rocket, which provide a guide to these various online banking options. Read up on the various pros and cons when you’re looking for online bank options.

Look for a financial institution that provides checking and savings accounts with no hidden fees, and that you can use a debit card to access. Find banks that provide credit cards with low-interest rates, and a longer loan term. Check to see which deposit accounts are popular amongst each of these online banks. Make sure that each of these banks provides mobile banking so you can handle any bank-related issues while you travel between the U.S. and Canada. Finding a credible financial institution can help you to make traveling between New York City and Toronto a bit easier.

Homes

When you make the choice to commute between Toronto and New York City, one of the first things you’ll have to consider is living accommodations. You want a house which isn’t too far from your place of work, but which also allows a certain sense of personal comfort. If you have a family, there are a wide variety of options which you’ll have to consider. Is your New York-based home close to your children’s school? Is your new home close to where your spouse works? Does your neighborhood offer access to stores and other businesses which you’ll need to visit for running errands? Also, what are your mortgage options in New York? This is one of the most important questions, as most new homeowners often seek out the assistance of mortgage programs to purchase a home.

Let’s say you find the perfect home which allows quick and easy access to Toronto for work. You need assistance purchasing a new home, and seek out a lender. As a new borrower and first-time homebuyer, you’ll want to find a lender who will be able to navigate you through the process of obtaining a mortgage for your home. They’ll provide advisory services to answer your questions about monthly payments, loan terms, competitive interest rates, loan amounts, and low interest rates. Your home is going to be an important investment, since you’ll be commuting such a large distance to work in Toronto. Make sure you’re making the right decision when you decide to purchase a new home in such a circumstance.

Travel Options

Another option which you’ll have to consider when you’ve decided to make this long commute is how you will travel between both places. The distance from places like Staten Island and other New York City boroughs, and various Toronto neighborhoods is going to be long. Wherever you are in New York State, you are going to want to find the fastest and least costly way of getting between both places. Some of the best options which you might want to consider will include traveling by rail, plane, or automobile.

A train trip will take approximately 13 hours from New York City to Toronto. To travel by car, a trip will take about 8 hours and 40 minutes. This is approximately 490 miles one way. A flight will take less time, clocking in at about 1.5 hours. Each of these methods of travel ranges from cheap (car) to costly (train), but each comes with its own benefits. The great thing though is that you have options to choose from when attempting to figure out your travel itinerary.

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