How to tighten your budget during the COVID-19 pandemic

How to tighten your budget

The COVID-19 pandemic has had a devastating impact on families around the globe. From debilitating illness to record-breaking job losses, many people continue to struggle as the pandemic rages on. If you are having a hard time making ends meet, the first step is to tighten your spending budget.

Tighten your budget

Most of us are used to living a particular lifestyle, but during a financial crisis, curbing your spending is a wise move that can help you keep your head above water. Money-saving sacrifices can be made nearly painlessly in most households. If you need cash in a hurry, you can apply for a payday loan in Canada and start rearranging your monthly budget so more money can stay in your pocket.

Let’s take a look at a few easy ways that you can tighten your budget during the pandemic.


Families spend hundreds of dollars a month eating out or ordering in. With the busy schedules that have ruled our everyday lives, it’s often easier to pick up a pizza on your drive home than to cook a meal. The good news is that with the pandemic quarantine restrictions in place around the country, people are spending more time than ever at home. Save some money by trying out some new recipes in your kitchen instead of calling for take out.

If you are still heading to work every day, you can save money by avoiding expensive take out meals. Packing a lunch from home and brewing your coffee can save you up to $100 a week.

Bundle your insurance

If you have insurance policies on your home, car, or RV, you could be adding extra payments to your budget. Talk to your broker about bundling your policies together to help you save money. One easy payment that covers all of your assets is much easier to manage when money is tight.

During the pandemic, you may be able to put some of your coverage on hold. If you aren’t currently using your second vehicle because you are working from home, try reducing your coverage to get rid of your collision rider.

Shop Wisely

Just because we are in the middle of a pandemic doesn’t mean that you still don’t need to buy things. How you make your purchases can make a big difference in your spending. Saving every dollar can help you when things are tight.

Shop for your groceries at a wholesale outlet for the best prices. Order supplies online through Amazon Prime, and you don’t have to worry about paying for shipping. Wait to buy items until the end of the season when prices are reduced.


Your energy bill is a necessity, but there are still ways that you can trim the fat. Be conscious of your usage, and try to eliminate as much waste as possible. Unplug your appliances that aren’t in use, don’t leave your device chargers plugged in and turn off the lights in the rooms you aren’t using.

There are plenty of small things that you can do as a family to tighten your budget that will have a significant impact. Take stock of the things you can go without for a while and focus on the priority items. Making a few of these budgetary changes can help you make it through this challenging time until things get back to normal.

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