types of loans
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The different types of loans in Canada: explained

Interest rates can be a very complicated matter to understand, especially for first-time home buyers who are unfamiliar with the rules and regulations surrounding loans in Canada. However, understanding interest rates is not something you have to master all by yourself, so here is an explanation of different types of loans. 1. Payday loans Payday…

Montreal-Based Start-Up
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This Montreal-Based Start-Up wants you to pay less banking fees and get more credit card rewards

When it comes to shaking things up in the financial sector, Montreal-Based Start-Up Hardbacon came out with a bang in 2018. A start-up with a mission, they began offering services and products that added value to those who were involved in the stock market. As of 2020, they have extended their reach and increased their…

Online loans
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Online Loans

A loan is where you collect money from a friend, bank, or financial institution in return for eventual redemption of the balance, plus interest. The principal is the money you are lent, and the amount paid with getting the loan is the interest. Since lenders risk that the loan will not be returned, they have…

How to tighten your budget

How to tighten your budget during the COVID-19 pandemic

The COVID-19 pandemic has had a devastating impact on families around the globe. From debilitating illness to record-breaking job losses, many people continue to struggle as the pandemic rages on. If you are having a hard time making ends meet, the first step is to tighten your spending budget. Most of us are used to…